Protect Where You Do Business with Commercial Property Insurance
Whatever each new day brings, Business Property Insurance is still your best defense against unexpected occurrences such as fire, hail, windstorms, and other natural disasters. Key coverage examples include:
You find success in your store, office, factory, and/or other locations. Then a major fire renders your place of business unsafe for you and your employees. Our Business Property insurance will make certain your damaged building is repaired or rebuilt quickly so you avoid losing income and preserve both the equity and your future.
Business Personal Property Insurance
The loss of any property you own or create for sale affects your bottom line. If a windstorm damages any of these items, our Business Property insurance can help you replace everything from computers and inventory to equipment and tools.
Paine Insurance Group provides coverage to keep your business operating until goods and services are being produced again. This insurance not only replaces lost business income while the office and its contents are being rebuilt and replaced, but it can also cover the operating and payroll expenses necessary to keep you and your business on your feet after a loss. You can even elect Extended Business Income Coverage, which helps replace lost business income for an extended period of time after your business operations resume.
A great example of commercial property insurance is landlords and apartment owners. We offer customizable packages to make sure you’re covered in case the unexpected happens to you or your building(s). Here are a few of the elements we look at when building coverage with you:
Popular insurance coverage for Apartment owners
You need coverage for the unexpected, whether it is theft, fire or a windstorm. If your building is damaged or if your office contents, such as tenant leases and paperwork, are destroyed or stolen, it may be impossible to house tenants or manage their concerns. Business Property insurance helps you protect the building, equipment and income you rely on each day.
Anyone who comes into your apartment location can file a claim or lawsuit for accidents, mistakes or injuries involving you or your employees. Business Liability insurance covers your apartment complex in case of accidents or mistakes that may occur on premises, including a slip and fall.
Insurance coverage for your apartment building to help you with losses resulting from wrongdoing like theft, forgery or robbery by an employee or other third party. Business Crime insurance includes coverage for things like vandalism and employee dishonesty.
Building Ordinance Coverage covers the increased cost to comply with a building ordinance or law when you repair or remodel the building after a natural disaster or other catastrophe.
Many businesses can benefit from Business Property insurance – especially those with commercial property occupied by tenants. If you are an Apartment owner, contact us today for a customized insurance quote for your individual business needs.