Umbrella insurance covers your assets in excess of your personal liability limits on home, auto, and recreational policies. In order to qualify for personal umbrella insurance, your home, auto, and recreational liability coverages must be 100/300/100. Umbrella coverage starts at $1,000,000 and goes up to $10,000,000. Your eligibility depends on your accidents and claims record.

In the event you do not own a personal vehicle, non-driver policies are available in order for you to be eligible for an umbrella policy.